You, your spouse and your children under the age of 18.
HOW DO I GET ACCESS TO THE PRODUCT?
If your subscription is not included as a free additional service made available through your insurance policy or membership of an organisation you will only be entitled to assistance on payment of a monthly subscription fee after completion and acceptance of your application.
You will immediately be entitled to legal assistance on payment of your subscription fee subject to waiting periods in respect of specified products.
The subscription fee is payable monthly in advance and you are responsible to ensure that sufficient funds are available in your account for the payment thereof.
Access to assistance will immediately cease upon non-payment of your subscription fee.
Fees will not be refundable
and will be allocated to the full months’ subscription despite cancellation within the calendar month.
The product provider has the right to increase the monthly subscription fee from time to time subject to thirty days’ notice
to you.
IS THIS PRODUCT INSURANCE?
No, this is a non-insurance product.
WHAT ASSISTANCE DO YOU HAVE ACCESS TO?
Call back option through a dedicated contact line.
24-hour legal telephonic legal assistance.
A 30-minute free consultation limited to one consultation allocated for every three months completed subscription period.
Free standard legal documents accessible
through the web-portal through your allocated username and password.
Additional services depending on the product selected including:
Rescission of judgments by consent;
Drafting of settlement
agreements in un-opposed divorces;
Discounted rates for the transfer of immovable property;
Drafting and registration of antenuptial contracts;
Registration and administration of deceased estates.
Nationwide panel of attorneys vetted by the product provider and available to you at an agreed fee rate.
WHAT ARE EXCLUDED?
Any political activities by the subscription holders or activities against public interest.
Any claim against the service provider or such entity who appointed the service provider on your behalf.
Matters relating to riots,
strikes, lock-outs or a concerted class labour action or disturbance.
Any matters arising after cancellation of the subscription.
Any cause of action or set of circumstances that arose before the effective date of your subscription.
Contracts not included in 4.4.
You will have to provide proof that listed exclusions do not apply in order to qualify for assistance.
IMPORTANT INFORMATION:
Any information
provided in your application will be considered relevant and material to your subscription.
The terms and conditions cannot be varied, changed or altered by anyone other that the service provider.
The service provider has
the right to cancel your subscription on thirty days notice.
You may cancel your subscription on 30 days written notice to the service provider.
Any amendment of these terms and conditions will be communicated to you per
email or sms message per the detail communicated to the service provider and recorded against your subscription. A notice sent to you per sms message or email will be regarded as received by you once sent by the service provider.